First Direct Savings Accounts 2025 Dates. Before you do, we want to let you know that we’re reducing the interest rate on some of our products from 27 january 2025. Anyone who already had a first direct regular saver before the increase will find the rate on their account increased to 7% as of 1 december.

This moves up and down over time to control uk inflation (the increase in the price of a product over time). You can open a bank account without visiting a branch, via online or by post.